Preserving, Creating, and Transferring Wealth
Volatility of financial markets cannot be effectively timed or predicted. Signature Services delivers a custom portfolio using sound diversification strategies, seeking to minimize volatility through all market cycles. We also research opportunities in alternative investments, and provide oversight on special assets. Complex, tax-sensitive financial situations require proactive planning and coordination in the following areas
- Cash Management & Banking
- Financial Analysis
- Investment Consulting, Due Diligence and Oversight
- Estate, Education, Philanthropic, and Legacy Planning
- Risk Management / Insurance Review and Coordination
- Income and Estate Tax Planning
- Succession Planning
Corporate Executive Planning
We specialize in advising employees of major corporations whose focus is in energy, food and beverage, telecommunications, defense, technology, and utility industries. We are very familiar with the benefits of these companies and we work independently to provide you with objective guidance that will help you to define a plan that is right for your unique situation.
Employees who work at some of the country’s most pre-eminent companies are unique from most other individuals as you will have relied more heavily on your employer for basic financial decisions and implementation of your financial needs. Unfortunately, having your financial life intertwined with your work life can make the transition at retirement, or to the next stage of your career, that much more complicated. We help you navigate the choices your company provides both while working and in retirement.
We do this by helping successful corporate employees with:
- 401(k) plan contribution and investment decisions
- On-going financial education
- Retirement distribution planning
- Pension distribution options: Lump sum vs. Rollover
- Stock planning: Options, Stock Purchase Plans, Restricted Stock Units (RSU)
- Net Unrealized Appreciation
- Pre-59 ½ retirement distribution planning
- Optimizing Social Security decisions
- Roth 401(k) and IRA analysis
- Selecting corporate insurance coverage for life, long-term care and long-term disability
- Integrating your company plan with your personal financial plan
- Prepare you for the eventual transition to independence from your company and company benefits
Higher Education Planning
With the cost of a 4-year college education increasing, and uncertainty in the availability of student loans, it is important to plan for your children's future. We will analyze and provide recommendations that will ensure you children's education doesn't pose an undue burden on your overall financial goals.